Travel rewards credit cards are a fantastic way to get more out of your spending. Whether you’re flying to a dream destination, upgrading your hotel, or earning cashback for your travel expenses, choosing the right travel rewards card can make a world of difference. In 2024, with so many options available, how do you know which credit card will give you the most value?
In this guide, we’ll take a deep dive into the top 10 best travel rewards credit cards for 2024. We’ll focus on cards that maximize your points, offer bonus categories for travel-related expenses, and provide exclusive perks. Ready to start earning miles with every swipe? Let’s explore your best options!
1. Chase Sapphire Preferred® Card
Why it’s the Best for Travel Rewards: The Chase Sapphire Preferred® Card continues to be one of the most popular cards among travelers. Known for its generous sign-up bonus and versatile rewards program, it allows cardholders to earn 2X points on travel and dining and 1 point on all other purchases.
Key Benefits:
- 80,000-point bonus when you spend $4,000 in the first three months.
- Points can be transferred to 14 airline and hotel partners, making it easy to redeem for flights and accommodations.
- 2X points on travel & dining, perfect for those who frequently dine out or travel.
Best For: Frequent travelers looking to maximize travel rewards with a solid sign-up bonus.
2. American Express® Gold Card
Why it’s Great for Foodies and Travelers: If you love dining out and travel often, the American Express® Gold Card is one of the best options. It offers 4X points on restaurants worldwide (including takeout and delivery), along with 3X points on flights booked directly with airlines.
Key Benefits:
- 60,000 points after you spend $4,000 in the first 6 months.
- 4X points on restaurants worldwide and 3X on flights.
- $120 annual dining credit at select restaurants.
Best For: Those who enjoy fine dining and travel frequently, especially for flights.
3. Capital One Venture Rewards Credit Card
Why it’s a Top Pick for Simplicity: The Capital One Venture Rewards Credit Card offers straightforward earning potential for those who don’t want to juggle multiple categories. You’ll earn 2X miles on every purchase, making it simple to rack up rewards on all your spending.
Key Benefits:
- 75,000 miles bonus after spending $4,000 in the first three months.
- 2X miles on every purchase.
- No foreign transaction fees—ideal for international travelers.
Best For: Simple, flat-rate rewards earners who want consistent value.
4. The Platinum Card® from American Express
Why It’s Best for Luxury Travelers: If you’re a frequent flyer who loves luxury perks, the The Platinum Card® from American Express is for you. With a focus on elite travel experiences, this card offers 5X points on flights booked directly with airlines and travel agencies.
Key Benefits:
- 100,000 points after spending $6,000 in the first 6 months.
- 5X points on flights and 1X on other purchases.
- $200 airline fee credit and access to airport lounges (Centurion Lounges).
Best For: Luxury travelers seeking premium benefits like airport lounge access and concierge services.
5. Citi Premier® Card
Why It’s Great for Earning Points in Multiple Categories: The Citi Premier® Card offers a strong rewards structure with 3X points on travel, including gas stations. It’s an excellent option for those who want to earn points not just for flights but for everyday travel purchases.
Key Benefits:
- 60,000 points after spending $4,000 in the first three months.
- 3X points on travel, including gas stations.
- Points transfer to airline partners for added flexibility.
Best For: Versatile travelers who want to earn high rewards on multiple categories, including gas.
6. Marriott Bonvoy Boundless® Credit Card
Why It’s Perfect for Hotel Stays: For those who prefer hotel stays over flights, the Marriott Bonvoy Boundless® Credit Card earns 6X points at participating Marriott Bonvoy hotels. It also offers 2X points on all other purchases, making it a great card for Marriott loyalists.
Key Benefits:
- 3 Free Night Awards after your first purchase.
- 6X points on Marriott purchases and 2X points on everything else.
- Access to Marriott Bonvoy Elite Status for extra benefits.
Best For: Hotel loyalty program members looking to rack up rewards for stays.
7. Chase Sapphire Reserve®
Why It’s Best for Frequent Travelers: The Chase Sapphire Reserve® offers a comprehensive travel rewards program with a premium set of benefits. It earns 3X points on travel and dining and offers exclusive perks for frequent flyers.
Key Benefits:
- 50,000 points after spending $4,000 in the first 3 months.
- 3X points on travel & dining.
- $300 travel credit and access to Priority Pass™ airport lounges.
Best For: Frequent travelers looking for higher-end benefits, including a travel credit and lounge access.
8. Discover it® Miles
Why It’s Great for Beginners: If you’re just starting with travel rewards, the Discover it® Miles is a simple yet powerful option. It offers 1.5 miles per dollar on all purchases, making it perfect for those who want a no-fuss, easy way to accumulate rewards.
Key Benefits:
- Unlimited 1.5 miles per dollar spent.
- First-year match: Discover will match all the miles you’ve earned in the first year.
- No annual fee.
Best For: Beginners or those who want a low-maintenance, easy-to-use travel rewards card.
9. U.S. Bank Altitude® Reserve Visa Infinite® Card
Why It’s Great for Airport Perks: The U.S. Bank Altitude® Reserve Visa Infinite® Card earns 3X points on travel and 2X points on dining. It’s particularly appealing for those who want airport lounge access, high-level travel benefits, and flexibility in rewards.
Key Benefits:
- 50,000 points after spending $4,500 in the first 90 days.
- 3X points on travel & dining and 1 point on other purchases.
- $325 annual travel credit.
Best For: Those who value airport perks and want to make the most of travel expenses.
10. Wells Fargo Propel American Express® Card
Why It’s Great for Versatility: The Wells Fargo Propel American Express® Card stands out for its versatile rewards. It offers 3X points on dining, travel, and streaming services—an excellent option for those who spend in various categories.
Key Benefits:
- 30,000 points after spending $3,000 in the first 3 months.
- 3X points on dining, travel, and streaming services.
- No annual fee and no foreign transaction fees.
Best For: Consumers who want flexibility and high rewards in popular spending categories.
Conclusion: Maximize Your Travel Rewards in 2024
Choosing the best credit card for travel rewards in 2024 depends on your personal spending habits and travel preferences. Whether you’re focused on earning points for flights, hotels, or everyday expenses, these top travel rewards cards offer a variety of benefits to suit your needs.
To maximize your miles and points, look for cards that align with your spending habits, offer generous sign-up bonuses, and provide flexible redemption options. Don’t forget to take advantage of extra perks like travel credits, airport lounge access, and dining rewards to get the most value out of your card.